The client was in need of an automated Online Credit Pre-screening Tool.

• Area of Focus: Home Mortgages, Car Loans, Personal Loans.
• The process requires credit information consolidation and extraction.

The tool needed:

• Automated workflows for Credit Pre-screening.
• Delivery of data transformation and cleaning processes.
• Automated banking product selection according to each client´s Credit Profile.

Create support tools for decision-making.

• Identification and assignment of Credit products tailored to each client´s needs.
• It must be an intuitive tool for internal banking users.
• It must be able to incorporate new credit products as required.
• Use Credit Metadata for decision making during Pre-Screening and possible product offering for each client.

Using cutting-edge technology for complex customer credit analysis workflows.

• NOVACOMP provided an Agile team using Jira to create user stories, run sprints using the SCRUM Framework and do Jira-driven client reporting.
• The team has been helping the IT team to add more and complex workflows to the current application in order to improve the automated credit profile classification and avoid dependencies of human interaction.
• The team incorporated top-notch API technologies and created microservices for speed of processing as well as modern Front-End tools.